| Twisting |
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| What is Twisting? More... |
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| Payment of Claims |
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| Time of payment More... |
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| Contingent Business Interruption Insurance |
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| Business interruption insurance is a form of property insurance that reimburses a business for losses that arise due to damage to the property of the business that reduces the ability of the business to continue its operations. Contingent business interruption insurance is also available to provide coverage for business continuation losses occurring to a business when property of another business is damaged or destroyed. More... |
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| Unfair Claims Settlement Practices Act |
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| When an insured or a beneficiary submits a claim to an insurer, the insurer has a duty to respond and to do so in a certain manner. The Unfair Claims Settlement Practices Act (UCSPA), a model act adopted in over 40 states, provides industry guidelines for the insurer to follow when paying or denying claims. In general, the UCSPA requires the insurer to act promptly and fairly in response to a claim with a reasonable basis for any denials. More... |
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| Automobile Insurance Options |
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| Standard automobile insurance policies provide both required and optional coverages. In most states, auto policies must contain liability insurance that provides for payment of damages caused by the policyholder. Coverage for damages to the policyholder's auto normally is not required (although it is purchased by most automobile owners). More... |
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